Navi Protocol

SUI Pool

Lending APR : 8.99%

Incentive APR : 17.47%

Borrow APY : 18.98%

LTV : 55%

Example, with 100 SUI. User can do loop for S = 1 / (1 - r) = 1 / (1 - 0.55) = 2.22 times

So user can have borrow amount equal to 100 * 2.22 = 222.22 SUI

and user will have collateral/lending amount equal to 222.22 SUI / 0.55 = 404.039 SUI

So the yield will be 404.039 SUI * (17.47% + 8.99%) = 106.9087194 SUI/year

and the borrowing fee will be 222.22 SUI * 18.98% = 42.1773 SUI/year

User profit in a year will be equal to 106.908 SUI - 42.177 SUI = 64.731 SUI/year

So the real yield is 64.731%

USDC Pool